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Welcome to The Nelson-Torfin Real Estate Group's Brainerd Lakes Area, Brainerd and Gull Lake Real Estate Website

Welcome! Here You Can Find Great Information on Brainerd Lakes Area, Brainerd and Gull Lake, Minnesota Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Brainerd Lakes Area, Brainerd and Gull Lake real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Brainerd Lakes Area, Brainerd and Gull Lake real estate agents, we have the experience and track record you are looking for. Please let us help.

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Welcome to The Brainerd Lakes Area
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School Reports in Brainerd Lakes Area, Brainerd and Gull Lake, Minnesota

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Schools in Brainerd Lakes Area, Brainerd and Gull Lake

Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	What does the term ARM stand for?
A	An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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The Nelson-Torfin Real Estate Group, REALTOR®, real estate agents and broker for Brainerd Lakes Area, Brainerd and Gull Lake Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

The Nelson Torfin Real Estate Group
Positive Realty
15244 State Hwy. 371
Baxter, MN 56425
Tel: 218-829-6233
Fax: 218-829-0097
Email: info@Lakehome.com

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